Cost of Living Survival Tips

As the cost of living spirals out of control, OhCFO has compiled a list of its Top 10 Tips for survival: 1. Create a budget: The first step to surviving on a tight budget is to create a budget. Calculate your monthly income and expenses and find areas where you can cut back. 2. Shop smart: Shop at discount stores, buy generic brands, and only purchase what you need. 3. Cook at home: Eating out is expensive; instead, cook meals at home. Meal planning can help you save money as well. 4. Find ways to save on utilities: Turn off lights and appliances when not in use, take shorter showers, and keep your thermostat at a reasonable temperature. 5. Use public transportation: If possible, use public transportation instead of driving a car. 6. Seek financial assistance if necessary: Don't hesitate to seek financial assistance if you need it. Look into government programs or local charities that can provide help. 7. Sell unwanted items: Sell items you no longer need or want to make some extra cash. 8. Find ways to earn more money: Consider taking on a second job, freelance work, or selling handmade goods online. 9. Plan for emergencies: It's important to have an emergency fund set aside in case unexpected expenses arise. 10. Stay positive: Finally, stay positive and focus on the things you do have rather than what you don't. With determination and hard work, you can survive and thrive on a tight budget.